Market Insights

Nifty is down about 11% in 2026, eight weekly losses in a row just ended, and foreign investors have sold a record amount. Here's how the four-phase market cycle helps make sense of a confusing year.

A January lumpsum in Nifty is down 11.5% this year, while a monthly SIP is down only 3.9%. But 18 years of data show lumpsum wins most of the time. Here's how to reconcile the two.

SEBI found 93% of individual F&O traders lost money over three years. In a year when Nifty is down 11% and volatility has whipsawed, the classic investor mistakes are costing more than ever.

Equities are down, rates are rising and gold has swung wildly. 2026 is a textbook case for why asset allocation, not stock picking, drives most of your portfolio's outcome.

With Nifty down 11% this year and the RBI raising rates, investors without a cash buffer are the ones forced to sell at the worst time. Here's how to build an emergency fund, and where to keep it in 2026.

Nifty ETFs are down 11% this year, gold ETFs have swung 18% off their highs, and silver ETFs are 43% below peak. Here's what beginners should know about ETFs, using 2026 as the case study.

Nifty is lower today than it was in September 2024, and its five-year price return is just 4.6% a year. Here's what history says about flat stretches, and why patience is hardest exactly when it matters most.

India VIX doubled to about 28 in March and has since eased to 14. Fixed position sizes would have badly mismatched both environments. Here's how to size positions so volatility doesn't decide your fate.

Nifty's 10-year and 15-year price CAGRs are still around 10.5%, despite 2026's 11% decline. Here's how compounding works, why starting early matters so much, and how down years fit into the maths.

Record foreign outflows, the highest US yields in two decades, Brent near $100, a ₹96 rupee and an RBI rate hike. Here's a practical framework for managing the risks behind 2026's market decline.